ProvisionRx Discount Card Review

What should you know about the ProvisionRx Discount Card?

In the paragraphs below I want to share some helpful tips about the card, the company and the compensation plan, so you can make an educated decision as to whether or not this is a good service or company for you to partner up with.

Disclaimer: I am in no way affiliated with the company.  ProvisionRx is a registered trademark. All views in this post were collected from my independent research.  References are cited at the bottom of the article.

About the Card

  • The ProvisionRx Discount Card is a pharmacy discount card, not health insurance
  • You can use the card at more than 60,000 different locations to include Walmart, CVS and Target
  • When you use the card, you can get a 10-85% discount on your prescriptions
  • As a customer, the card is free to use
  • You can get the card from the company website or from a distributor in your local area

provision rx discount cardAbout the Company

Here are some quick facts about the company.

  • The company headquarters is located in Westville, Florida
  • According to the company website there are 40 customers for every distributor in the company (I think that’s a good thing)
  • The company works out agreements with different health network and pharmacies to get discounts on prescriptions
  • The company also offers other services such as Teladoc (discounted health care), Legal Care Direct (discounted legal), Financial Helpline and Road Side Assistance

The Compensation Plan

Here are a few quick facts about the ProvisionRx Compensation Plan.

  • Distributors are known as Home Business Owners
  • When you join you have three options: customer, free Home Business Owner Sign Up or paid ($39.95) Home Business Owner
  • Distributors get their own back office and personal website
  • No recruiting requirements to get paid
  • 3 x 7 Forced Matrix Compensation Plan
  • Refer three people to benefits package and you are a District Home Business Owner; which gives you a 10% matching bonus
  • Refer six people personally and you are a National Home Business Owner which gives you a 25% matching bonus
  • Refer 10 people to be a Presidential Home Business Owner and get a 50% matching bonus (when I say refer people I am talking about referring other distributors, not customers)
  • You must be an active Home Business Owner to get paid
  • You can be an active Home Business Owner by having 100 personal customers or by paying the $39.95 per month
  • Every time someone uses the card you earn $1

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My Thoughts

Here are the pros and cons of working with this company as a distributor as I see it:


  • Free to join
  • No monthly auto-ship requirement (if you have 100 customers)
  • A service that will benefit many people
  • Good reputation online


  • Only make $1 per person that you refer, so you have to refer A LOT of people to make good money
  • I am not a fan of forced matrix compensation plans
  • This product isn’t very desirable for anyone with good health insurance
  • Company has strict internet marketing policies, which makes it hard to promote online

My opinion of the company is pretty good.

I like the idea that you can give someone a free discount pharmacy card and get paid every time they use it, forever.

I also like the idea that you can get 100 personal customers and not have to pay any monthly fees.

The $39.95 per month price to be a distributor is reasonable for someone who is actively building a business.

It’s definitely a lot cheaper than being on auto-ship in most companies.

I think this could be a viable business opportunity for anyone interested in helping others save money on their prescriptions.

Your key to success with ProvisionRx is to find a good sponsor who can teach you the ropes of sales, marketing and lead generation.

If you are outgoing, have good people skills, and like to sell, this might be the perfect business opportunity for you.

ProvisionRx Testimonials

Here is what one of my website visitors said about it.

“I never joined a MLM company before. I had been looking for a way to help people and make money at the same time.

Then I found ProvisonRx Discount Prescription Cards.

I first tried the card myself and saved $70 off my current price paid and that got me intrigued.

I contacted the person who gave me the card (now my sponsor) and I launched my Independent Business with ProvisionRx.

Also, I have been with the company now for 4 months and have worked it part-time and am now seeing the fruits of my efforts.

I hand out a card to everyone I see and when the card is used I make $1.00 from the usage.

I have had so many people thank me when they have used the card and see me around town.

Whether they save $10 or $30 they are happy.

The card is accepted at over 60,000 pharmacies and also has discounts on Lab Tests, Imaging and Hearing Aids.

I am building a nice downline and within a year I suspect I will have in excess of 100 people on my team and growing.

It is a nice part-time business for me, although some people are full time and killing it.

Bottom line here is this.

I am helping people, making some money for myself and am achieving my initial goal.

Now I just need to keep the program expanding so I may continue to help people.

If you are interested you can leave a comment to this post and I will get in touch with you.”

Dennis, ProvisionRx Distributor

***** If you have  a testimonial about the product or company, please leave a comment to share your thoughts.

Final Thoughts

In summary, the ProvisionRx Discount Card is not medical insurance.

Instead, it is a discount prescription plan that you can use at more than 60,000 pharmacies.

Since many of people don’t have health insurance, this business opportunity and product could definitely offer a valuable service to a lot of people.

Please keep in mind that this is NOT some type of get rich quick thing.

Just like any other viable business it takes time, money and effort to succeed.

I personally think it would be a great “side” business for a lot of people.

On a side note, if you have experience with ProvisionRx, I would love to hear your story.

Please tell me what you like about the product and company.

Just leave a comment to share your thoughts.

I look forward to hearing from you.


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23 thoughts on “ProvisionRx Discount Card Review

  1. Many other companies offer the same without the risk of working for the 2 Provision Rx owners Lowell Mims and Ernie Land. Their main associate was sued in 2012 and the company has been losing customers ever since. They were sued by the Texas attorney general in 2006 when they had another MLM company.

  2. This is not a good company to get a lot of money with but it is a great option for someone who needs a bit f extra income. I can see it working for some people but not everyone. Certainly not me. I don’t have the patience or the drive to push for this small amount.

    • I agree. The small payout is the biggest challenge.

  3. i am also a bit confused by another thing with the provision RX card. You said in cons that you get $1 per person referred. It says that you get $1 for every time the person you referred uses the card. This is confusing to me. Which is it? Does anyone know, or am I just reading things wrong?

    It sounds like a great deal no matter which, but if it is just the first, you will need to refer a whole lot of people to make any money.

  4. I am wondering about 2 different things here that someone may be able to answer. First, is this Provision RX card available and can be used here in Puerto Rico? We do have Walgreens and CVS here. I was also wondering if the discounts coincide with any insurance discounts a person may have?

    All in all, I believe I would be very interested in this if it is good in Puerto Rico. It sounds like easy work in just handing out cards and making money doing it.

    • I’m not sure if the discount card is available in Puerto Rico or not. It would be neat to find out though. Yes, it does sound like a really good deal, especially if you can use it in conjunction with insurance.

  5. As to your last comment, I certainly have never earned anything from my health insurance company.

    Why have I never heard of the ProvisionRX Discount card before? I would want to try the card out myself before thinking of becoming a distributor, but this has me intrigued. This does not even involve selling. I know plenty of people who would love it if I just handed them a card which would save them money on their prescription medication. I am looking them up right now.

    • That’s exactly how I feel Faye. This would be the easiest thing you could ever give to someone and it sounds like one of the best programs to promote. I might have to check it out myself!

  6. 10-85% is a good deal, very good deal! My mom had a stroke an year and half ago, since then she takes a lot medicines. Do you think she could benefit from this card? I am asking because I don’t know if Walmart, CVS and Target purpose the necessary medisines for her. Sure maybe some of them, especially Walmart, could be of use for everyone. They have good vitamins as far as I know. But you know, people buy vitamins twice per year, I mean this is not a big cost.

    • She should look into it to see what type of discounts she could get. It might be worth her time, it might not. But you will never know unless you check it out.

  7. I’ve been using this great Discount Card for more than a year now. My husband and I don’t have health insurance so we use this for our prescriptions and medications. I’d bet we’ve saved more than $1500 so far. Not bad!

    • Good for you, Tammy. I’m glad you were able to save some money with it.

  8. Jim, you and the others who commented on this post illustrate a fundamental principle of MLM Companies that Chuck has elaborated on several times, and that is the practice of being a customer before becoming a distributor. You used the ProvisionRx Discount Card, were happy with the savings, and now know the product and how it works. You have the buy-in in the product, which is important if you do follow through with becoming a distributor, which will be communicated easily and clearly to anyone you to talk to about it. Best wishes for success!

    • Thanks for validating my point, Amy. Happy ProvisionRx customers make happy distributors. When you use and believe in the product it is much easier to sell.


  9. My neighbor started promoting the ProvisionRx Discount Card a few months back. He approached me one day and gave me a free discount card. Since I had recently lost my job and didn’t have insurance, I figured this was the next best thing. I’ve used the card four or five times now and have saved close to 40% on my prescriptions. I think that’s a great deal, especially for someone without insurance. I’m even considering joining the business, so I can make some money from it.


  10. Most people never even get to access their health insurance benefits because the deductibles are so high. I think this is a very timely opportunity for some people to explore, because, regardless of what is mandated by the Affordable Care Act in the near future, many people will not be able to afford insurance, and this at least gives them access to some benefits.

    • The Provision Rx Discount Card is definitely a great alternative to insurance, especially if you can’t afford it.


  11. I’ve used the ProvisionRx Discount Card for about 90 days now. I am not a distributor. Since my husband and I don’t have health insurance, we use this as an alternative. When I use my card at Target, I normally save about 30% on my prescriptions. If I was to add up all my savings, I’d bet that I’ve saved at least $500 so far, just by using the ProvisionRx Discount Card. Sure, it isn’t as good as insurance, but it’s better than nothing!


    • Good information, Karen. It sounds like the Provision Rx Discount Card has worked out great for you and your husband. I’m glad you can save money on your prescriptions. Thanks for the comment.


  12. I understand cards like these do not qualify as insurance and are meant only to discount the costs on some things like pills but just like insurance, the ProvisionRx Discount Card works better with more people in the pool. It sounds like getting as many people on board as possible can cut down your own costs and even bring some monthly income your way; let’s see your insurance company do that.

    • Most people never earn anything from their insurance companies. So these cards can offer a good incentive if you can get a lot of people using them. What I like about the ProvisionRx Discount card is that it is free for consumers to use. That gives them a good reason to use it.


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